From digital credit applications and right-sized credit limits to credit risk monitoring and collection automation — Thor gives lumber, roofing, and structural supply distributors one system for the entire credit-to-cash cycle.
Built for wholesale distributors managing contractor credit lines
Why Thor
Construction cycles swing credit demand up and down. Thor keeps credit limits current so you can say yes when contractors need material — without overextending in slow months.
Most job-site customers are thin-file. Thor scores them with proprietary credit management logic — no bureau contract required to set defensible credit limits.
Digital credit applications, credit risk monitoring, and collection automation share one risk score — so credit management stays consistent from approval through collections.
Capabilities
Less juggling between credit apps, bureau logins, and aging reports — more control over credit limits, risk, and cash collection.
Replace paper credit apps and phone-tag references with a branded digital credit application. Thor scores every applicant, recommends a credit limit, and gives your credit team a documented decision — so lumber yards and roofing supply houses stop losing jobs to faster competitors.
Learn about digital credit applications
Most building materials distributors set credit limits once and never revisit them. Thor runs credit risk monitoring across your full AR book — payment drift, rising utilization, broken promises — and refreshes recommended credit limits weekly so problems surface before they hit your aging report.
Learn about credit risk monitoring
When invoices slip past terms, Thor handles collection automation — escalating reminders, aging statements, and prioritized worklists — so your AR team spends time on the accounts that actually need a call, not every past-due ticket on the board.
Learn about collection automationOne platform
Most AR software handles invoices. Thor connects digital credit applications, credit risk monitoring, and collection automation on one risk engine — so the credit limit you set at approval is the same signal that drives monitoring alerts and collections priority six months later.
Results
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The same credit management platform — tuned to how your industry extends terms and collects.
FAQ
AR software for building materials distributors combines credit management, invoicing visibility, and collections in one system. Thor goes further by connecting digital credit applications, credit risk monitoring, and collection automation — so credit limits, payment behavior, and past-due outreach all run on the same data instead of separate spreadsheets and inbox reminders.
Book a free demo and we'll walk through credit limits, credit risk monitoring, and collection automation on your book.
